Your home is a safe space where you and your family make memories together. And nobody wants to imagine what it would be like to lose it. But that’s why you should proactively take steps to protect your home. Not only does homeowners insurance help cover costs if your home is damaged by a covered loss, it can also cover theft, injury, and damage to your possessions. We want to understand you and your unique situation so we can help find the insurance coverages that are right for you.
Your home is arguably your most important possession and asset. Let's look at some of the coverages you might need to help protect it.
Helps cover damage by a covered loss to the physical structure of your home
Helps pay for repairs or replacement of the personal belongings in your home if they’re damaged or stolen by a covered loss
Helps defend and cover you if someone is injured at your home or if you damage another person’s property and are liable
Helps pay for medical costs if someone is injured on your property, regardless of who's at fault
Typically provides personal property, liability, and additional living expenses coverage when you’re a renter
Let's find out which homeowners insurance option is right for you.
Your home and your possessions are unique. And sometimes a standard homeowners policy doesn't provide adequate coverage for unique and valuable things like:
Jewelry
Fine art
Tools
Pets
Swimming pools
Home businesses
We can help you determine which special coverages, if any, you might need. We can also help you get appropriate coverage if you live in a condo or mobile home.
We want to help protect you, your home, and your possessions. Contact us to talk about your homeowners insurance options.