You work hard to protect and provide for your family. Life insurance can help you ensure they have what they need after you’re gone. From outstanding debt and college costs to funeral expenses, a life insurance policy can help your family financially.
Let us help you understand term versus whole life insurance so you can choose a plan that makes sense for you and your family.
Term life insurance typically has the lowest prices and provides coverage for a fixed amount of time, such as 10, 20, or 30 years.
More expensive than term life insurance, whole life insurance can provide coverage for your entire life (often to age 100) and a cash value you can borrow from later in life.
Interested in getting a life insurance quote? Because life insurance rates typically increase as you age, there's no better time to get a life insurance policy.
Like most other insurance options, the short answer is: it depends on your unique situation. Do you want coverage for yourself or for a dependent? How much can you afford to spend on your premium? How old are you? If deciding on an option seems overwhelming, don't worry. That's how we can help. We'll ask you thoughtful questions to help you make the right choice.
At Point Insurance, we want to help you understand your coverage options so you can decide which one will be the best for you and your family. Let us know if you have questions.